Media release

students.jpg

MP Garth Turner lends support
for enhanced family tax break

crest.jpg For Immediate Release, March 10, 2008
Families could soon be enjoying a new tax shelter for education savings equal in power to the RRSP, which Halton MP Garth Turner is praising as “the greatest financial tool in a generation.”

Liberal MPs in the House of Commons, supported by the NDP and Bloc Quebecois, last week passed legislation which makes contributions to RESPs (registered education savings plans) deductible from taxable income. “That means families will be able to sock away $5,000 a year,” says Turner, “and write that same amount off the income on which income tax is payable. For most families in Halton, that will mean a rebate cheque of up to two thousand dollars. Plus, the money saved can grow tax-free within the plan.”

Under the legislation, annual contributions can be made until a ceiling of $50,000 is hit, with the funds being withdrawn in the hands of students – who generally pay no tax. The bill was sponsored by GTA Liberal MP Dan McTeague.

“The only danger now,” Turner says, “is a vow by the Stephen Harper government to kill this plan before the Senate has a chance to pass it into law. While the Conservatives say it is because of cost, in actual fact, this tax-saving plan far outstrips the benefits of the government’s own tax-free savings plan introduced in its recent budget.

“While I understand Mr. Harper likes to play politics, it would be a real blow to over-taxed middle class families if he kills this worthy initiative out of spite. This is exactly the kind of change, along with family income-splitting, that I have been working for in Ottawa,” Turner says.

The RESP legislation was supported by a majority of MPs, but all Conservative MPs voted against it.

“I just can’t understand why MPs who also represent middle class families, would be against this,” Turner says. “We are one of the most highly-taxed countries on the planet, and income taxes have not come down a single dime since Mr. Harper took office. Surely this break is not too much to give families struggling to help their kids.”

If the RESP changes become law, making it easier for families to save, students would have to borrow less to finance their university tuitions, Turner notes. The average post-secondary graduate today enters the workforce carrying more than $34,000 in debt.

Turner is also critical of media commentators who have suggested this legislation passed in a surprise or unauthorized way. The bill was debated and reviewed in the normal fashion, read three times, and voted on at each stage. “This is what MPs are supposed to do,” Turner says, “which is to represent the peoples’ wishes. The government, clearly, too often does not do so.”

The RESP bill now rests with the Senate of Canada, where it is expected to be given Royal assent, and become law, unless the Conservative government brings in legislation to repeal it.

“That,” says MP Turner, “would be a big mistake.”

For more information
Garth Turner MP
(905) 399-5114 Direct

163 comments ↓

#1 CM on 03.09.08 at 2:56 pm

Bravo, Garth, and the MP’s who voted for this bill. When I heard about it, it was the first time I’ve been able to smile about anything that came out of the “New Canadian Government” since the Cons took over and decided to ignore every other party’s representatives – the other 65+% of the country.

#2 Michael on 03.09.08 at 3:17 pm

A better plan would be to wrestle high tuition fees to the ground and make forgivable loans/grants to needy and deserving students. $2,000,000,000 annually(the cost of this plan) would go a long way in this regard. Only 10-20% of parents can afford to or want to save for the education of their children…what about the other 80-90%? Why don’t you do a cost/benefit analysis and a little thinking before ramming something like this through??? In this case, as in others, stupidity has been raised to the level of a virtue and , in this regard, there appears to be many virtuous politicians and others.

#3 Larry on 03.09.08 at 3:36 pm

The RESP make a lot of sense. I am glad that Garth actually came out and stated his position on this.

RESP is an investment that the canadian people has collective made.

Just like any other investment, one needs to consider not only the cost, but the potential benefit, ie., the return on this investment.

This is not about whether the poor can afford to save, or that the rich is getting a break. This is an investment whether all taxpayers, poor or rich must make. Both the poor and the rich will benefit from the dividend of this investment.

Make this saving into law.

#4 tricia on 03.09.08 at 3:39 pm

Michael, where did you get the figure of 2 billion annually? None of the cost figures I have seen so far come anywhere near this amount. My daughter, who is certainly not in the high income bracket, thought this was a wonderful way to save for her child’s education – much better than the new savings plan as she would be able to add any tax rebate to the plan and therefore save a greater amount over the savings period

#5 James- Chatham on 03.09.08 at 3:40 pm

I support the concept of the plan….tax deductability plus the CESG to help students, but, under Mr Mc.Teague’s plan what happens to the CESG if the money is not used for education?

The legislation which you posted earlier in the week makes no mention of it being returned if the RESP is rolled into an RRSP. If it isn’t, not only will you get the tax deductability, identical to putting the money directly into an RRSP, but you’ll also get 20% extra from the government.

The current roll over rules are sort of a compromise. You don’t get the benefits of tax deductability, so you get to keep the CESG instead.

Sorry to keep bringing this up, but you keep putting forth this plan without addressing this fundamental concern of tax fairness. (Don’t confuse this with Flaherty’s “tax fairness”. He doesn’t have a clue!)

#6 Mary on 03.09.08 at 3:41 pm

We already have a RESP plan that is very unused. Why would this one be used any more when people are living paycheque to paycheque.

#7 Lana on 03.09.08 at 3:42 pm

Only 10-20% of parents can afford to or want to save for the education of their children…what about the other 80-90%?By Michael on 03.09.08 3:17 pm

Where do you get these figures–out of thin air? How do you know how many parents want to save for their children’s education?

This is a good idea. Forget where it came from. My daughter and her husband have been saving for both of their daughters’ university. One goes to the University of Ottawa this year, with a nice scholarship, and the other one is in Grade 11. My daughter was happy to hear about this opportunity. And they are under the $65,000 a year figure I read elsewhere that is considered “middle-class”.

How come some people here aren’t concerned about the billions of dollars being spent in a war in which we should not be involved? Those are my tax dollars, and I am against Canada being in Afghanistan. I would rather see my tax dollars being spent on education, because a well-educated workforce is what this country will need in the near future. We are going to have an even worse shortage of doctors in the future, at the same time as the population is aging and will be in need of more medical care.

I would like to see free University Education, but it won’t happen while governments have the wrong priorities.

#8 Johnny on 03.09.08 at 3:57 pm

Is it a question of Cost or Price?

The cost of RESP’s is what it is.

The price then becomes lost opportunities of education and the advancement of our innovation, wealth creation and a sound economic future that benefits all of society in the short term and in the future.

There is no room for economic dress rehearsals as the Harper/Flarhery undynamic duo would put us through.

We all need to back this one now.

Garth! You are the best of the best!

#9 Mary on 03.09.08 at 4:00 pm

And why isn’t the TFSA a better way to save, because this only benefits a few people. What happens to the RESP if the kids don’t want to go on to school or want to apprentice in a trade. Everyone can save in the TFSA’s and they can be used for education or whatever.

#10 Larry on 03.09.08 at 4:01 pm

I would like to see free University Education, but it won’t happen while governments have the wrong priorities. — LANA

Post secondary education is not a right, it is a privilege.

Unless the law is change to redefine that, there is not going to be fully taxpayer funded post secondary eduction.

#11 Leasa on 03.09.08 at 4:18 pm

By Mary on 03.09.08 3:41 pm

Mary this is a plan that only benefits people who can afford to put this kind of cash away for their children’s education. Everyone else gets left out.

Leasa

And RRSPs only benefit people who can save for retirement. Would you scrap those? — Garth

#12 Johnny on 03.09.08 at 4:21 pm

What happens to the RESP if the kids don’t want to go on to school or want to apprentice in a trade.
By Mary on 03.09.08 4:00 pm

Mary, Would you want to take a time line on a new born child up to 17 year crap shoot on whether or not the kid is going to get some kind of post secondary education?

People have to plan. It’s more than planning though, it’s a recognition that people are responsible for themselves and others. What’s wrong with that?

We only have one chance to plan now for the future and then we deal with the future when it arrives.

Really….it’s a no brainer!

#13 david on 03.09.08 at 4:30 pm

who can we pressure to ensure it passes.

would love to help…

#14 David Bakody on 03.09.08 at 4:33 pm

Think. If a family decides to split their saving and put some monies away in a RRSP and some in a RESP the taxable savings would be same. Choice is the operate word, should grandparents wish to give their grandchildren money via a RESP that is yet another choice. The money that is put away will be invested into the same world funds that all Canadian pensions plans are heavily invested into. So silly old you be careful here you just might be killing your own investment piggy bank. So should any Senator read this blog please stop and think about our children’s future, ya never know an educated break like this might turn into building a better Canada for all Canadians and perhaps the world.

#15 James- Chatham on 03.09.08 at 4:35 pm

By Mary on 03.09.08 4:00 pm

The current RESP is better than a TFSA because the government kisks in the CESG.

Th money goes in after tax just the same. The money comes out and is taxed in the hands of the child, who will be paying next to no tax. Hence they end up with more for their education.

If the kids want to go into an aprenticeship, you will find that the old days of going straight down to the plant are a thing of the past and some school work is still required. As long as the school is a qualified institution, the RESP can be used to fund that education.

As for not going to school, the money can be transfered into an RRSP, contribution room permitting, keeping the CESG as compensation for not getting the tax deduction.

Or it can be taken out, at which point the CESG is paid back dollar for dollar, plus 20% of the growth.

The TFSA is a red herring. Just think, the government gets its taxes and doesn’t have to pay the CESG. A sneaky way for Flaherty to put the padlocks on the governments wallet!

#16 James- Chatham on 03.09.08 at 4:38 pm

Post secondary education is not a right, it is a privilege.

By Larry on 03.09.08 4:01 pm

How true. But in today’s world, its becoming a necessity. So how do we make it accessible to everyone without leaving them buried in debt?

#17 Greg W., Oakville on 03.09.08 at 4:39 pm

World’s largest solar plants to be built in Arizona and Australia.
http://www.energynews.co.za/web_main/article.php?story=2008030916485723

#18 Larry on 03.09.08 at 4:39 pm

Everyone else gets left out. –Leasa

NOT TRUE.

The poor will benefit from this indirectly. If the so-called rich can save enough for their kids, there will be more money in the form of loan and/or grant available to the deserving kids from the so-called poor families.

Also, the decision to invest in the country’s future should not be dictated by what the poor can or not benefit from such investment.

#19 Greg W., Oakville on 03.09.08 at 4:47 pm

What’s in your drinking water?

AP: 41 Million Americans Drink Water Contaminated With Antibiotics, Anti-Convulsants, Mood Stabilizers, And Sex Hormones.
http://www.townhall.com/news/us/2008/03/09/ap_probe_finds_drugs_in_drinking_water?page=full&comments=true

What effect is it having on your and your families health???

#20 Molly on 03.09.08 at 5:07 pm

YAY! The Cons can’t support their budget. THERE’S GONNA BE AN ELECTION! Ha-Ha, this is fantastic.

#21 Greg W., Oakville on 03.09.08 at 5:08 pm

The 300 Trillion Time Bomb – Crash of the Derivatives Market a Bigger Risk than Subprime, Credit, Housing or Bond Insurance Markets?
http://www.portfolio.com/views/columns/wall-street/2007/03/29/The-300-Trillion-Time-Bomb

#22 Sarah Brown on 03.09.08 at 5:13 pm

Great tax break for the well to do. Glad to see the Fiberals are still looking after the little guy. Ha!

#23 David on 03.09.08 at 5:16 pm

Garth,

Do you think it makes sense from a fiscal prudence persepctive to have a tax-deductible RESP for which the government makes a co-pay of 20%? If so, your brains have gone to crap more quickly than a fat kid devours a smarty or Citoyen Dion putting his foot in his mouth after just about everything he says.

#24 Greg W., Oakville on 03.09.08 at 5:18 pm

World Trade Center SHOCKING view of the north tower northwest corner view of destruction CENSORED video 1min 26 sec.
http://www.youtube.com/watch?v=hB_WwVx9Vcs&NR=1

#25 Ty on 03.09.08 at 5:20 pm

Seems that this should be a confidence motion – it is a billion dollar or so bill. I know the Liberals have lost and stolen plenty more than this in the past (see Ad Scam, HRDC fraud, and the bear hunting rifle registry) so it’s probably no big deal to them, but we should have an election over this and have all the Libranos – Garthy, Volpe, Dion and the rest of those entitled to their entitlements – kicked out on their asses.

Where does the $20 billion wrenched from income trust investors fit in? You guys are the masters at screwing other people out of their money, I’d say. Might be nice for a change if Conservatives supported something that would actually help middle-class families. — Garth

#26 Irene on 03.09.08 at 5:30 pm

And why isn’t the TFSA a better way to save, because this only benefits a few people. What happens to the RESP if the kids don’t want to go on to school or want to apprentice in a trade. Everyone can save in the TFSA’s and they can be used for education or whatever.

By Mary on 03.09.08 4:00 pm

Mary, probably because the average working middle class family with children have no monies left over & the little bit they do have, is to help further educate their children. Obviously they can’t afford both & to most normal people, their children are their first priorities. For these people, the little bit of interest they would accumulate on the TFSA account which can be used for anything according to Flaherty, is peanuts compared with having a full direct taxable benefit by investing the same amount into the RESP plan.

In my view, the plan that benefits the wealthy most would be the TFSA bank account plan & theirs no doubt about that. Ask parents who are trying to save money for their children’s post-education which plan they will choose. Governments need to be providing incentives & tax breaks for parents who are trying to save for their children’s post-secondary school & this plan fits the bill. If Harper tries to revoke this bill, he will have working families in an uproar. He would be toast.

Cheers

#27 Johnny on 03.09.08 at 5:36 pm

and the bear hunting rifle registry
By Ty on 03.09.08 5:20 pm.

Ty,

It’s the Conservatives that are now taking the gun registry out of the hands of gun owners and moving it to the retailers instead of abolishing it as they promised.

One one hand they tell registered gun owners one thing and the cops another.

It is the Cons that now say the guns registry may have saved up to 16 million dollars in gun related injuries and deaths since 1995.

It is the Cons that now say the registry cost 1 billion days. This is a far cry from the 2 billion dollars they campaigned on.

And Ty, If the Cons were so concerned bout law and order why would they have just given the third year of gun amnesty to unregistered firearms owners. How do they know who they gave the amnesty to when they don’t know who they are, their names or faces.

So then Ty, Who really is soft on crime?

#28 maritime defeatist on 03.09.08 at 5:41 pm

TY ON, you are a sick puppy, see the doctor tomorrow, will yeh.

#29 Judy on 03.09.08 at 5:42 pm

This is a foreward thinking savings plan for parents and grandparents.
And it is not just for the well-to-do.
Even putting up to $1000. a year into this plan ( hey why not use the $100. a month so-called child care credit that Harper is already giving you) will mean an income tax savings and a head start on your childs future education needs.
It’s a wonderful vehicle whereby Steve’s $100. a month per child under 6 plan would really add up if placed in the RESP every month.
Plus adding to it little by little—watch it grow!!
Everybody wins–there will be fewer graduates trying to handle enormous education debt, fewer parents trying to handle enormous education debt, and less strain on the loan/grant system.

And those of you who say it is only for the well-to-do—-any saving plan is only for those who can afford the extra dollars. But this plan is so family, child, and education friendly–How can you possibly oppose it?

#30 Emilie on 03.09.08 at 5:46 pm

Only 10-20% of parents can afford to or want to save for the education of their children…what about the other 80-90%? Why don’t you do a cost/benefit analysis and a little thinking before ramming something like this through??? In this case, as in others, stupidity has been raised to the level of a virtue and , in this regard, there appears to be many virtuous politicians and others.

By Michael on 03.09.08 3:17 pm -end quote

How ironic, Michael that you decry the RESP because not all families can afford to save the $5,000 (but many more can save something, $1-3000 per year).

And yet you have the audacity to ignore the fact that only a small percentage of families have children under the age of six years and therefore are not receiving the taxable family allowance for their beer and popcorn.

Or only a small percentage of families can afford to pay for sports that are then eligible for the children’s
fitness tax credit that allows them to deduct $500.

Another is the tax credit for using public transit. Only a small percentage use public transit while many like me have to drive to work and therefore are not eligible for any tax credit whatsoever.

Did you CONS do a cost/benefit analysis and a little thinking before ramming something like these examples through???

I agree that in the list that I provided, “stupidity has been raised to the level of a virtue”.

So all the platitudes that have come from the CONS about families and family values really were just politics with no meaning. Cause now the CRAPPERS want to kick the families who want the best education for their children with this bill providing a way for many to provide a part of or the whole funding for their children’s education.

Plus more students will be able to afford to go to university and colleges.

Michael, you and your CONS are hypocrites and never did care for families. You just were all about scoring political points.

#31 Emilie on 03.09.08 at 5:55 pm

By Greg W., Oakville on

Hey Greg, see that shiny object over there???

What does the PMO pay you to post their crapola on blogs? Will that help your kids get a really good education?

#32 never mind, I know why. on 03.09.08 at 5:57 pm

“While I understand Mr. Harper likes to play politics, it would be a real blow to over-taxed middle class families if he kills this worthy initiative out of spite. This is exactly the kind of change, along with family income-splitting, that I have been working for in Ottawa,” Turner says.

so why didn’t you propose it as an amendment rather than the thing you weren’t allowed to vote on? playing politics, perhaps?
pot, meet kettle.

#33 Lana on 03.09.08 at 6:13 pm

And those of you who say it is only for the well-to-do—-any saving plan is only for those who can afford the extra dollars. But this plan is so family, child, and education friendly–How can you possibly oppose it?By Judy on 03.09.08 5:42 pm

I wonder the same thing. Is there any Conservative on this blog that supports this? If not, is it a partisan thing?

#34 Charles Oxley on 03.09.08 at 6:16 pm

Side one — joke of the day; side two — rant of the day.

Moses at the airport

While going through an airport during one of his many trips, President
Bush encountered a man with long gray hair and beard, wearing a white
robe and sandals, holding a staff.

President Bush went up to the man and
said, “Has anyone told you that you look like Moses?” The man didn’t answer. He just kept staring straight ahead.

The president said, “Moses!” in a loud voice. The man just stared ahead, never acknowledging the president. The president pulled a Secret Service agent aside and, pointing to the robed man, asked him, “Am I crazy or does that man not look like Moses to you?”

The Secret Service agent looked at the man and agreed. “Well,” said the president, “every time I say his name, he ignores me and stares straight ahead, refusing to speak. Watch!”

Again the president yelled, “Moses!” and again the man ignored him.

The Secret Service agent went up to the man in the white robe and whispered, “You look just like Moses. Are you Moses?”

The man leaned over and whispered back, “Shhhh… yes, I am Moses. But the last time I talked to a bush, I spent 40 years wandering in the desert and ended up leading my people to the only spot in the entire Middle East with no oil.”
————————————————————————————-
The poor will benefit from this indirectly. . . .

By Larry on 03.09.08 4:39 pm

Agreed. Instead of cutting the GST, which is an unnecessarily stupid idea anyway (only benefits very, very few), the feds should work with what is already there, re-tune and re-tool it so it is an effective part of life here.

Raise the GST to 10%, and/or put extra money from the increase away for a rainy day.

It also brings forward an idea of saving a certain amount of the extra revenue, and putting it toward students who want to be able to take certain courses, but can’t afford them as they are too expensive.

Lower fed. income taxes, as that affords more disposable spending and / or savings, due to a larger net paycheque.

It really isn’t that difficult to figure out; most folk right here on Garth’s blog can do it, and do it for free!

#35 Johnny on 03.09.08 at 6:24 pm

It is the Cons that now say the guns registry may have saved up to 16 million dollars in gun related injuries and deaths since 1995.
By Johnny on 03.09.08 5:36 pm

Sorry folks , my mistake, it’s 16 billion dollars in reduction of gun injuries and related deaths. graet return for a 1 billion dollar investment

#36 Charles Oxley on 03.09.08 at 6:26 pm

The NHL season is closing fast, the ‘Laughs and ‘Nucks are almost finito; time for yet another crisis.

http://tinyurl.com/3xmhdx

#37 Sandy Canchuk on 03.09.08 at 6:39 pm

Great and wonderful way for parents to save for their childrens’ education. Congratulations. Finally something to smile about!

#38 Mary on 03.09.08 at 6:48 pm

Read Roseman’s column in the Toronto Star today and see all the benefits the RESP’s give you now. The only way it could be changed is to dropped the contributions from the govt.

#39 maggie on 03.09.08 at 6:52 pm

Any idea when it’ll begin, once it passes the Senate?

#40 Harry S on 03.09.08 at 6:53 pm

Garth … How does your ‘family’ income splitting concept fit in with the Liberal RESP and the Conservative TFSA accounts??

Seems to me that the more we have of these specialized saving schemes, the less likely your family income splitting becomes.

Please bring us up-to-date on the feasibility of your family income splitting. Have you abandoned it as a Liberal team player now ??

#41 John Frain on 03.09.08 at 7:01 pm

So you don’t mind letting this Bill pass and potentially plundering us back into a defict am I correct?

The other day I also asked you (in regards to your sudden change of heart on bill c-10) whether you support funding for films like ‘Young People Fucking.’

Do you?

I am against deficits and state censorship. But I do like puppies. It takes dogs to get them. — Garth

#42 Nrth on 03.09.08 at 7:25 pm

read about what the conservatives have to say concerning RSEP’s. you’ll find they are all for the the change. so why the conservative negativity here?

#43 Nrth on 03.09.08 at 7:26 pm

sorry that’s on the blogging tories

#44 Bill-Muskoka on 03.09.08 at 7:27 pm

Tip for the Maritime campaign.

The day after his wife disappeared in a kayaking accident in Port George, Nova Scotia , a man answered his door to find two grim-faced Mounties.

‘We’re sorry sir, but we have some information about your wife said One Mountie.

‘Tell me! Did you find her?’ the husband shouted.

The Mounties looked at each other. One said, ‘We have some bad news, some good news, and some really great news. Which do you want to hear first?

Fearing the worst, the ashen husband said, ‘Give me the bad news first.’

The Mountie said, ‘I’m sorry to tell you, sir, but this morning we found your wife’s body in the bay.’

Oh my God!’ exclaimed the husband. Swallowing hard, he asked, ‘What’s the good news?’

The Mountie continued, ‘When we pulled her up, she had 12 twenty-five
pound snow crabs and 6 good-size lobsters clinging to her.’

Stunned, the husband demanded, ‘If that’s the good news, what’s the
great news?’

The Mountie said, ‘We’re going to pull her up again tomorrow.’

You obviously need a Corps to win?

#45 Nrth on 03.09.08 at 7:31 pm

http://www.bloggingtories.ca/forums/
RESP Tax Deductions: What’s The Problem?

#46 Henry on 03.09.08 at 7:38 pm

“I just can’t understand why MPs who also represent middle class families, would be against this,” Turner says. “We are one of the most highly-taxed countries on the planet, and income taxes have not come down a single dime since Mr. Harper took office. Surely this break is not too much to give families struggling to help their kids.”

Here we have Mr Turner getting behind yet another scheme that would see a special interest get a tax break at the expense of other taxpayers. Only those families affluent enough to be able to afford to contribute will see a tax cut while poor families will see an increase to pay for it. Where is your sense of fairness, Mr. Turner? How about a tax cut for all taxpayers? I do believe that your intentions are good but the result of this will be unconscionable.

Some special interest group: Middle-class families with children. You guys are too much. — Garth

#47 Henry on 03.09.08 at 7:51 pm

And RRSPs only benefit people who can save for retirement. Would you scrap those? — Garth

Yes, and bring taxes down for everyone.

#48 KH on 03.09.08 at 7:58 pm

I actually impressed all to hell that Garth has come out totally in support of this plan, I am also sure that if the LPC pulls a minority in the next election he will have no problem when the three Opps parties get together to decrease taxes and drive the country in to deficit.
Like I said before it is not the plan that bothers me, it is how it was accomplished.

#49 John G on 03.09.08 at 8:05 pm

Fortunately, no one of any signifigance or influence takes you, your leader or party serious. Read the weekend papers, the Liberal party is a source of comedy………Harper is now giving Jack more respect than you clowns…

#50 John G on 03.09.08 at 8:13 pm

“For the most part, we have Stephane Dion to thank for so much democratic dysfunction.

Dion’s leadership has been so without gravitas or direction, the Liberal party so demoralized and in disarray — well, Jack and the Dippers simply could not resist the temptation to kick the Liberals while they are down, preferably into oblivion.

“We are firmly focused on a mission to do what is best for Canada and for all Canadians,” an NDP strategist says wryly. “That would be to take advantage of the current vulnerability (of the Grits) to achieve the marginalization and, with luck, eradication of the Liberal party.”
Greg Weston Toronto Sun

#51 Larry on 03.09.08 at 8:13 pm

comedy………Harper is now giving Jack more respect than you clowns…
============

Interesting … Looks like Jack is getting the respect he deserves from Harper …

#52 John G on 03.09.08 at 8:15 pm

Garth, now that you have written another
“party line” paper, I give you permission to vomit….you must be running out of places to puke….

#53 Ruby Tuesday on 03.09.08 at 8:18 pm

At 8:05 pm John G said ….. Harper is now giving Jack more respect than you clowns. John, where have you been? Of course Harper is giving Jack more attention. It’s to his advantage to give Jack attention. Divide and conquer Johnnie. A vote for Jack is a vote for Harper. Duh

#54 Nrth on 03.09.08 at 8:21 pm

Larry do you mean he’s down on his knees?

#55 Peggy on 03.09.08 at 8:25 pm

Congratulations Garth,
A candle has been lit towards a better future!May the flame start a fire inside our hearts for all!We have had enough darknessin the past couple years.
Keep up the great work!

#56 Michael on 03.09.08 at 8:25 pm

By Emilie 5:46PM

Emilie, your remarks cut me to the quick. By nature and upbringing I am a Conservative but I am not a Con. I believe that the Liberal Party is the Can-do party as evidenced by the likes of CD Howe, Lester Pearson, Paul Martin and other notables. The PC Party has always been a disappointment during my lifetime.
If RSEP’s, RESP’s or TFSA’s are your bag go for it. My concern is that too many children are being denied post secondary education or proper training because of financial considerations.I don’t have the facts or the numbers but I know that they are shockingly high and a shame on this great country we call Canada.

#57 Charles Oxley on 03.09.08 at 8:38 pm

. . . I am also sure that if the LPC pulls a minority in the next election he will have no problem when the three Opps parties get together to decrease taxes and drive the country in to deficit.

By KH on 03.09.08 7:58 pm

harpo and dim jim have already put us in this position; where has the $13 billion surplus gone? How much did jimbo spend last year, and what has it accomplished?

The former PCs constantly railed about the Libs. & Dippers — tax and spend, more tax and more spend.

Now the shoe is on the other foot, as these two are spending as if it’s monopoly money, and there ain’t much to show for it.

#58 Marg on 03.09.08 at 9:07 pm

By Michael on 03.09.08 8:25 pm

My thoughts exactly. Unless we do our utmost to educate our youth, this country is bound deteriorate as we have seen many other civilizations do in the past.

#59 Kevin on 03.09.08 at 9:08 pm

There’s gamesmanship going on here. I hope it leads to an election, somehow (small chance there), pitting the TFSA against the RSEP bill. If the Senate (and therefore the Liberals) does back down and finds a way to kill the bill, doing so could serve only to make the Liberals look bad, in not defending a good plan for education.

#60 TrueGrit on 03.09.08 at 9:20 pm

Hey Garth, to make this plan work (fiscally), I take it that the 20% federal grant on current contributions will be eliminated, right?

#61 T. on 03.09.08 at 9:25 pm

Garth, Carolyn Bennett may be ahead of you on the digital democracy front. She had youth chats on MSN Messenger.

Its a good way to connect with young people. They re the most underrepresented group. You should try it!

All it requires is a hotmail account and a few hours a week.

Think about it!

#62 Harry S on 03.09.08 at 9:29 pm

By Harry S on 03.09.08 6:53 pm

Well Garth .. I guess your silence on my above posting indicates that you have been duct-tape muzzled on you “family” income splitting taxation principles … now that you are a 100% Team Dion player.

My how you have degenerated in the last several months .. after promoting “family” income splitting several months ago on this blog … and now you are trumpeting the hail mary Liberal RESP desperation pass that will be incomplete and no electoral touchdown.

Tell us Garth .. how you feel about your Liberal’s stop-gap efforts to outdo the Conservatives on election goodies??

Can we expect a Liberal national daycare program to go through as a private member’s bill soon ..??!!!

Don’t bait the animals, Harry. You’ll end up on the outside looking in. — Garth

#63 A.R.Wainwright on 03.09.08 at 9:38 pm

Here we have Mr Turner getting behind yet another scheme that would see a special interest get a tax break at the expense of other taxpayers. Only those families affluent enough to be able to afford to contribute will see a tax cut while poor families will see an increase to pay for it. Where is your sense of fairness, Mr. Turner? How about a tax cut for all taxpayers? I do believe that your intentions are good but the result of this will be unconscionable.
By Henry on 03.09.08 7:38 pm

Having been a working man all my life and have grown children with children of their own I will and can not benefit from this plan.
HOWEVER!
I would support it in full.
The cost of an education has gotten so far out of hand that without a plan like this only the very well off can put their children through collage and or university.
Thats just what we need to support us in our old age. A bunch of uneducated burger servers.
Can’t you Neo-con dolts see the future at all?
Are you so lacking in foresight that you think a few well off rich kids will be able to run this country when we give it up?
Of coarse since you want to give it all to the US to run as a “banana republic” I guess you just don’t care. The Harry s’s of this country are like that.
They got theirs so to-hell with the rest of us. Thats what I call a traitor to Canada. The kings of GREED.

#64 John G on 03.09.08 at 9:40 pm

BY PEGGY ON 03.09.08 8:25 PM

Hare Krishna…Hare Krishna….pass the joint peggy lol

#65 Ed Brooks on 03.09.08 at 9:40 pm

By John G on 03.09.08 8:05 pm
By John G on 03.09.08 8:13 pm

Hey John, how seriously are you hoping that no-one is paying attention to Flaherty? The following is from a Toronto Sun editorial:

Not that he doesn’t have a lot else on his mind these days, but Prime Minister Stephen Harper needs to take a moment and tell Federal Finance Minister Jim Flaherty to put a sock in it.

There are many ways for Flaherty to express concern about Ontario’s corporate tax rates without settling personal scores with the premier and waving a red flag to the business community that basically suggests: “Hey everybody, don’t invest in Ontario!”

That’s not only the wrong thing to do, it’s a stupid thing to do.

Or does Harper really think he’s going to win more seats in Ontario next time, which he will need to win a majority, if Flaherty keeps this nonsense up?

I got a piece of mail from the Conservative Party this week, showing where they had to target ridings to get their majority. There was a big circle around Ontario.

What’s the plan?

#66 Peter on 03.09.08 at 9:41 pm

If I recall correctly, this was part of the conservatives election platform last election… you know Garth the party that won you that seat … anyway it is funny how you can now turn it around and make it sound like a ‘liberal’ idea.

You don’t recall correctly. It was not. But never taxing income trusts was. — Garth

#67 Henry on 03.09.08 at 9:41 pm

Some special interest group: Middle-class families with children. You guys are too much. — Garth

In as far this scheme shifts the tax burden from affluent middle class families with children to poor families with children, yes, those who can afford to put money into this constitute a special interest. What is too much is your absolute disdain for fairness and equity.

#68 Judy on 03.09.08 at 9:42 pm

Henry: Then you must also agree that subsidies and tax break for mega profit takers like oil and gas moguls should also be abolished?

#69 Emilie on 03.09.08 at 10:20 pm

So Michael, why then do you deny any avenue available to the funding of further education for our children?

Your Harper sure isn’t helping. He canceled the early childhood development programs and the Millennium Fund. He’d probably cancel all universities and colleges if he could get away with it.

So don’t object to being called a CON cause that’s what this “no-longer-new” government is all about… coning voters.

#70 brain on 03.09.08 at 10:29 pm

By James- Chatham on 03.09.08 4:35 pm

Thanks for that. Learned something useful today. ITs a good bill. Its typical that the Cons would vote against something so progressive and forward thinking in terms of giving our post secondary educators a major boost!

#71 The original Bob R on 03.09.08 at 10:47 pm

Peter Principle Definition ? Peter Principle

noun

the facetious proposition that each employee in an organization tends to be promoted until reaching his or her level of incompetence

Etymology: after The Peter Principle (1968) by L. J. Peter & R. Hull

I am convinced Harper has arrived at his level of incompetence and I believe that we the voters, his employers have to have a serious talk with him as soon as possible.

I knew, like so many Canadians, that he would run into more scandals and embarrassing situations than the Liberal PMs ever did but I never thought it would reach the astronomical levels it has by now.

Harper, you have had your customary two years. Time to look for another job. The longer you wait the less likelihood of finding meaningful new employ.

#72 Charles Oxley on 03.09.08 at 11:19 pm

Really comforting news. Bernanke says he has “no solutions” for the meltdown.

http://tinyurl.com/yry9a7

#73 Charles Oxley on 03.09.08 at 11:28 pm

IF, as this economist says, the US $100 bill is worth less than toilet paper in two years, one can figure out for themselves why the Amero will be there to replace it — along with the NAU and SPP (I think CRAP may have already ok’d and signed the SPP, but I’m not sure).

http://tinyurl.com/yvceef

#74 SJ on 03.10.08 at 12:22 am

Seems that this should be a confidence motion – it is a billion dollar or so bill. I know the Liberals have lost and stolen plenty more than this in the past (see Ad Scam, HRDC fraud, and the bear hunting rifle registry) so it’s probably no big deal to them, but we should have an election over this and have all the Libranos – Garthy, Volpe, Dion and the rest of those entitled to their entitlements – kicked out on their asses.

Where does the $20 billion wrenched from income trust investors fit in? You guys are the masters at screwing other people out of their money, I’d say. Might be nice for a change if Conservatives supported something that would actually help middle-class families. — Garth

I think you could easily raise that number every year Garth. Not only did people lose the 20 billion, but the PEOPLE lost billions in tax dollars. It was a great double whammy that will effect us for years.

#75 Irene on 03.10.08 at 12:32 am

Like I said before it is not the plan that bothers me, it is how it was accomplished.

By KH on 03.09.08 7:58 pm

KH please do tell what you mean by how it was accomplished. If I’m correct, it was a private members bill brought to the HOC’s, voted by all parties with the majority in favor. Isn’t that the way all bills are presented & passed?

#76 dj on 03.10.08 at 6:20 am

“who can we pressure to ensure it passes.

would love to help…

By david on 03.09.08 4:30 pm ”
[email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]

#77 dj on 03.10.08 at 6:24 am

The critics keep harping on the 5000.00 figure. That was the maximum /year which accelerates the lifetime limit. We’ve been doing 2000.00/yr and getting the 400.00 limit. The CESP was capped at 500.00 so at best 2500.00 needs to be put in otherwise you ‘waste’ getting the any additional CESG.

Those who are not able to put in 5000.00 sure as heck can put in 100.00, 500.00 and still beneft from tax deductibility!

#78 Beverley Smith on 03.10.08 at 7:04 am

Mr. Turner- I appreciate your work on income splitting and your apparent concern to help families with children. However the moves to help us save our own money are a bit odd given that one of the problems the poor and middle class is lack of money to save. It would be better or at least parallel useful to actually let us have more of our own money so we could save it. THis can be done by
-a birth bonus
-a universal benefit for children till age 16, for instance $4,000 per child per year
-pension benefits for the caregiving years
-universal maternity benefits that went to all new parents or newly adoptive parents for two years and that did not require paid work qualifiers
In other words – value caregiving.
Having income splitting as a tax option would also be very fair to recognize that the spouse at home or the lower earner spouse is actually a full partner and equal ‘worker’ in the household.

The Liberal party needs some tweaking for policy to actually value all the roles parents have.
The website below shows where I am coming from.
http://workisee.tripod.com

#79 James- Chatham on 03.10.08 at 7:24 am

Yes, and bring taxes down for everyone.

By Henry on 03.09.08 7:51 pm

Oh great!

So now people will be working until age 80..90….
Why?

Because people won’t save. The RRSP was brought in to give people the incentive to save for retirement. CPP, OAS, GIS won’t cut it, and most people don’t have company pension plans. Can Walmart provide enough greeter positions?

And don’t forget, RRSP only defer taxes. So the government gets its money, albeit after 20-40 years, but it gets it.

So if you want to bring your taxes down…put some money into your RRSP!

#80 TS on 03.10.08 at 7:28 am

We could have a very interesting philosophic debate on whether post secondary education should be ‘a priviledge’. In a truly modern, competitive society access to higher education would not be based on financial means, but rather on merit. I would fully support a post secondary education system that would be fully publically funded. That would allow Canada to make sure that the best and brightest students would have access to the education they need to develop to their potential, and by doing that, help Canada develop to its potential as well.

#81 Lana on 03.10.08 at 7:42 am

The Liberal party needs some tweaking for policy to actually value all the roles parents have.
The website below shows where I am coming from.
http://workisee.tripod.com
By Beverley Smith on 03.10.08 7:04 am

I agree with much of what you said, especially about income-splitting. However, if we could keep more of our own money in the first place, we could have the power to spend it where and when we see fit. All of us need lower taxes, not lower GST. There isn’t much surplus left thanks to the Conservatives. So even if the Liberals do get into power, the cupboard is almost bare. Much like what happened to the Liberals in Ontario. Coincidence that it is the same Finance Minister? I think not!

#82 Lana on 03.10.08 at 7:49 am

By TS on 03.10.08 7:28 am
I believe free education should be a right. Other countries can do it, why not Canada? Countries like Ireland and Jamaica.
“Although primary school and other comprehensive or compulsory education is free in many countries, the Nordic countries are all examples of countries where education is free all the way up including post-graduate studies.[1] In Sweden and Finland, there is not even a fee for foreign students enrolling at a university (exchange or not), although they may not be eligible for the monthly study allowance and loan most nationals are.[2][3]

Several other European countries, such as England and Germany, have had a history of some forms of free education, as well as Australia.

In some developing countries like Sri Lanka education is given free from the primary level up to the tertiary level. In Jamaica following the general election on September 3rd 2008, the new Prime Minster declared free tuition cost for all secondary school students.

Nowadays, as for many parts of the world outside the Nordic countries, free education usually comes to students in the form of scholarship and grants, if they cover all or most of students’ expenses while at school. Patrons for grants and scholarships may be individuals, institutions (often the school itself), advocacy initiatives, etc. They may have economic (e.g. tax-deductibility), humanitarian, charitable or religious reasons. Ireland has free education at all levels, including college and university which is also free.”

#83 Calberta on 03.10.08 at 8:41 am

They got theirs so to-hell with the rest of us. Thats what I call a traitor to Canada. The kings of GREED.

I totally agree-The KINGS of GREED led by th King of greed Flim Flam Jim spewing bile at the Ontario Government trying to poison the investment well and kill more Ontario jobs.
All his pals in the oil patch had better take notice because Flim Flam speaks out of both sides of his mouth.
The Harpo Clowns are up to their crazy antics again- this time attacking middle class Canadian families trying to save for the kids education-Shame on you neo-con bozos !!!!! Isn’t your 15 minutes up yet?

#84 C. B. Innes on 03.10.08 at 8:56 am

Emilie, your remarks cut me to the quick. By nature and upbringing I am a Conservative but I am not a Con. I believe that the Liberal Party is the Can-do party as evidenced by the likes of CD Howe, Lester Pearson, Paul Martin and other notables. The PC Party has always been a disappointment during my lifetime.

By Michael on 03.09.08 8:25 pm

Just remember that one person’s heros are other peoples villains. This is particularly true of someone like C.D. Howe. While these three were very good to certain special interests and certain parts of this country that was not the case for others.

That is always the way in a country as diverse as Canada.

When you look at the general public interest, programs such as tax deductible education savings are far more beneficial overall than the Conservative plan. However, a better plan would be to provide publicly funded post secondary tuition for all students.

#85 give me a break on 03.10.08 at 9:17 am

… put extra money from the increase away for a rainy day.

By Charles Oxley on 03.09.08 6:16 pm

why would you advocate holding money back “for a rainy day”. Do you hold back on paying down your Visa, so you’ll have cash “for a rainy day” ?

#86 Judy Roberts on 03.10.08 at 9:23 am

This RESP bill will benefit me not one iota but with grandchildren who will require more than a high school education I support it 100%. On another subject great catch liberals Mark Warner has declared himself and is supporting Bob Rae. Having read this man’s bio I can understand why the Harperites didn’t want him running for him he is much better educated than any of those clowns who inhabit the front beanch for PMSH.

#87 Bill-Muskoka on 03.10.08 at 9:24 am

Dear Alleged Government in Ottawa,

After carefully reviewing our finances we have found the following reality.

While we appreciate the opportunity to ‘save’ for the ‘future’, it is the present that demands our attention.

We have these pre-existing obligations of housing, food, transportation, clothing, and some moments of insanity relief.

Now we have carefully reviewed the facts, which we would appreciate you trying some time just to humour us…Laughter is really healthy you know.

By the time we get done supporting the real estate market, the insurance companies, the car manufacturers, the Oil Companies, the pharmaceutical companies, the LCBO, Ontario’ government, the District government, and YOU, we have to do this silly thing of having food and clothing.

So, While we are sure some will appreciate your genousity of a tax free savings account, or as RESP, or RRSP, the reality is that unless we survive today we will not have to worry about tomorrow.

Thank you.

An Average Canadian Taxpayer.

#88 kpn on 03.10.08 at 9:25 am

I believe free education should be a right. Other countries can do it, why not Canada? Countries like Ireland and Jamaica.
“Although primary school and other comprehensive or compulsory education is free in many countries, the Nordic countries are all examples of countries where education is free all the way up including post-graduate studies.[1] In Sweden and Finland, there is not even a fee for foreign students enrolling at a university (exchange or not), although they may not be eligible for the monthly study allowance and loan most nationals are.

By Lana on 03.10.08 7:49 am

My niece visited Sweden last fall & is currently looking into getting her Masters there next year. Not sure how she’ll manage the high ‘living costs’, however.

#89 John G on 03.10.08 at 9:29 am

What’s the plan?

By Ed Brooks on 03.09.08 9:40 pm

Hi Ed,
I don’t know the plan however not much of one is required….who in their right mind could vote for Dion and the Liberals?

#90 David Bakody on 03.10.08 at 9:40 am

Breaking News:

From the Street (Tim`s) the Senate is going to cave in on RESP…..long story…but many feel even when they can do good they will not. Forget reform, most feel it`s time to abolish the upper house. Guess Harper proved one thing to most Canadians.

In any rate we will see.

#91 Ed Brooks on 03.10.08 at 9:48 am

By TS on 03.10.08 7:28 am

Indeed a philosophical debate…

We are told that an education is very important for the future of our children and our country.

Just in terms of business, why are we not noting that this is an important investment in our future that will reap dividends down the road?

Expressed that way, how can you say government and business do not have a vested interest in making sure our children are well educated?

It seems shortsighted to me to put the onus on parents only to secure our future. We expect the following generation to support us, when we can no longer work ourselves.

Seems to me an enlightened government and business community would recognize this. As noted, some countries have…

#92 Larry on 03.10.08 at 10:20 am

Isn’t education the jurisdiction of the provinces according the the constitution?

Then why is the federal govt dealing with RESP. Should it not be the provinces that should handle this?

#93 Ed Brooks on 03.10.08 at 10:28 am

By John G on 03.10.08 9:29 am

In Ontario, who in their right mind would vote Harper/Flaherty?

I don’t disagree that the Liberals make a poor choice, but I also don’t see that Conservatives are that much better.

Maybe, that’s why the polls don’t show either party with any kind of traction.

I think the Conservatives are damn lucky that Dion is the leader. He is a poor communicator, and if anyone else was the leader, I suspect the Liberals would be ahead in the polls.

#94 Sherry on 03.10.08 at 11:14 am

We already have a RESP plan that is very unused. Why would this one be used any more when people are living paycheque to paycheque.

By Mary on 03.09.08 3:41 pm

Isn’t it obvious??? We have RESPs for our kids. Now I can afford to put more in and max out for them. This is a GREAT idea. Pass it asap!!

#95 Harry S on 03.10.08 at 11:14 am

By Ed Brooks on 03.10.08 10:28 am

In Ontario, who in their right mind would vote Harper/Flaherty?

I don’t disagree that the Liberals make a poor choice, but I also don’t see that Conservatives are that much better.

Maybe, that’s why the polls don’t show either party with any kind of traction.

I think the Conservatives are damn lucky that Dion is the leader. He is a poor communicator, and if anyone else was the leader, I suspect the Liberals would be ahead in the polls.
…………………………………

I agree wholeheartedly Ed .. but who do the Liberals have who could lead them to victory in Ontario and Canada….???

Surely not BobRae or Iggnatieff .. the former a failed NDP Ontario premier who is utterly hated by Ontario teachers and civil servants … or Iggy the Harvard US transplant within the Liberal party ..!!!

McKenna you think … but have you ever heard his laughable French ..??!!!

Ed .. you must provide us with your Liberal leadership saviour(s) that would boost Liberals in Ontario .. but excluding Toronto where even Bernardo would get elected as a Liberal..!!!

(If Layton were the Liberal leader, would that make them winners??!!!)

#96 Nero Fiddles on 03.10.08 at 11:17 am

Seems to me an enlightened government and business community would recognize this.

By Ed Brooks on 03.10.08 9:48 am

Ed, your point is the point and well worth responding to.
Thankfully someone has more than a petty partisan view.

International investors started leaving Canada along with jobs in 2002. Obviously business saw no viable long term investments way back then. Government has known about this problems and over the years has held high level meeting and even conferences on how to restore international investors. When it come to the health of our economy the failure to restore investor confidence has left us very vulnerable to global commodity prices.
One would wonder why the Libs aren`t attacking the Tories over failing to rectify this critically important issue.
Our federal government even knows the reasons why which I see no reason to list again.
The government does not care about children or future generations. If they did they would have paid attention to the 1998 report `For the Sake of the Children.
Now we`re dealing with historic amounts of youth crime while unreported crime is estimated at anywhere from only 1 in 5 reported to 1 in 7. I did a survey locally and found only 1 in 8 crimes were reported.
Business won`t invest in Canada and government has a far different view on the best interests of the child than all the empirical data and the corresponding studies.

Hope this enlightened you.
btw trolls don`t bother to attack me, the facts speak for themselves so address them, not me.

#97 Harry S on 03.10.08 at 11:20 am

Don’t bait the animals, Harry. You’ll end up on the outside looking in. — Garth

By Harry S on 03.09.08 9:29 pm
………………………………….

Sorry about that Garth … I guess ‘family’ income splitting would be off-message, and now since we are approaching the next election by the end of March it would be inappropriate to start that discussion.

Good luck in the next election, since we know that abstaining cannot be continued much longer. Perhaps Harper will oblige Dion by calling an election over the RESP poison pill.

#98 James- Chatham on 03.10.08 at 11:20 am

Some special interest group: Middle-class families with children. You guys are too much. — Garth

By Henry on 03.09.08 7:38 pm

and:

An Average Canadian Taxpayer.

By Bill-Muskoka on 03.10.08 9:24 am

The question to be answered here is just how far should the government go to bring those on the lowest incomes upto a reasonable standard and what should that standard be?

Certainly, ensuring that everyone in ths rich nation of our has basic housing, clothing and food is required.
And certainly, the nation is failing in many aspects of achieving this.

But at some point, people also have to take some responsibility for their own futures. RRSP and RESP are the governments way of encouraging that.
Note with regards to the RRSP, it puts a person on the same tax footing as someone who has a deferred company pension. Any contributions through the company are tax deferred. Therefore why shouldn’t someone with out such a pension be able to save under the same tax regieme? The sum of both RRSP contribution and company plans is set and the combination must not excced the allowed limits.

As for education, one comentator mentioned free education in the UK. Upto secondary level yes. But back in the 70’s, college education was not necessarily free and certainly isn’t today as they have moved more towards our model.

“When I were a lad!” both my sister and I attended college. For the period were only one of use was there (two year spread) we recieved a non-repayable grant from the government which was income tested. The rest came from parents or dare I say a job.
While both off us were there, those rules applied to my sister, while I was fully covered.

Bottom line is the government only has so many tax dollars to spend. You just have to look at the complaints about high taxes. The issue is how the government spends those dollars?

How many kids education could be funded by HMCS Harper (I bet that’s what they’ll name the icebreaker!), or by firing a few less $125,000 shells in Afghanistan, or investing in a Canadian satalite country only to sell it and all its assets to the US……

We’re still living in the dark ages (forget the Cold War) and looking at the world in the same way. This is particularly true of the CPC.

BTW. On yestarday’s QP on CTV, one CPC parliamentary secretary was stating they were the party that brought in NAFTA…. so much for devorcing themselves from Mulroney! But as we all know, it was the PC’s. Even Reform was still a twinkling in Preston’s mind, and the CPC was nowehere on the radar screens!

Once again the CPC taking credit for someoneelses idea!

#99 C. B. Innes on 03.10.08 at 11:34 am

Isn’t education the jurisdiction of the provinces according the the constitution?

Then why is the federal govt dealing with RESP. Should it not be the provinces that should handle this?

Larry on 03.10.08 10:20 am,

Family services is also a provincial jurisdiction so why is the federal government involved in providing family allowances?

#100 C. B. Innes on 03.10.08 at 11:38 am

Bill-Muskoka,

I just finished reading John Ralton Saul’s The Collapse of Globalism. Thank you for recommending it. Unfortunately, I think he was somewhat premature in believing that globalism was on its last legs.

#101 Leasa on 03.10.08 at 11:43 am

By Sherry on 03.10.08 11:14 am

Yes it is Sherry! Now, even if you don’t have kids, you can put the bucks in during a high income year, and pull it out during a low income year!

I wonder, if you don’t use the funds for education will you be taxed when you pull it? Also, can you start this one, and have the one the government announced so you can invest $10k per year?

Leasa

#102 David Bakody on 03.10.08 at 11:50 am

By Ed Brooks on 03.10.08 10:28 am

Perhaps you are correct Ed, but there may be more to story, M. Dion is a good leader but has not received credit for his hard work. Think, he has been under attack since day one (Neo Con Strategy majority policy vs governing policy) Canadians have never witnessed that in our history. Is there some person out there would could unite Canadians to a majority with five or six (six is undecided)is a hard sell for any leader let alone one who must defend themselves daily against sound bites and other nondescript attacks.

#103 Ford on 03.10.08 at 11:51 am

It seems to me that McTeague’s Bill will be beneficial for several reasons.

This Bill may encourage parents who otherwise might not have saved for their children’s education to begin doing so. Not every parent will save 5000 dollars per year, but the tax saving will be an incentive to begin saving.

Secondly, the Bill may result in many more children being encouraged to pursue a post-secondary education. It seems logical that parents who have saved for their child’s post-secondary education are more likely to encourage their child to further pursue their education past high school. This Bill may do wonders for children for whom University or College has not, historically, been a reality.

Finally, I see this Bill as having the added bonus of being a great stimulus for the economy. Being a member of the middle-aged, middle income demographic, if this Bill makes it through the senate, I am more likely to continue spending as I save for my children’s education.

#104 Ed Brooks on 03.10.08 at 11:52 am

By Harry S on 03.10.08 11:14 am

I’m not a Liberal, so I can’t help you in identifying a Liberal “saviour”.

I have suggested in the past, that it should definitely not have been someone with links to the Chretien administration, which I think the Liberals need to disavow and apologise for.

I think Chantal Hebert suggested Louise Arbour would make an interesting choice…

#105 John G on 03.10.08 at 11:56 am

BY ED BROOKS ON 03.10.08 10:28 AM

We must run with a different crowd Ed. Most if not all of our friends and associates think this Govt. is excellent. As a matter of fact, even some diehard Liberals I know admit Harper is doing a great job.

#106 AToryNoMore on 03.10.08 at 12:04 pm

BY ED BROOKS ON 03.10.08 10:28 AM

We must run with a different crowd Ed. Most if not all of our friends and associates think this Govt. is excellent. As a matter of fact, even some diehard Liberals I know admit Harper is doing a great job.

By John G on 03.10.08 11:56 am
_______________________________________

You must be recluses.

_______________________________________

A little song for you:

BS was all the band could play,

BS, they played it night and day.

BS

#107 Geoffrey L. on 03.10.08 at 12:11 pm

And why isn’t the TFSA a better way to save, because this only benefits a few people. What happens to the RESP if the kids don’t want to go on to school or want to apprentice in a trade. Everyone can save in the TFSA’s and they can be used for education or whatever.

By Mary on 03.09.08 4:00 pm

The problem is the contribution to the TFSA is not tax deductible and the TFSA can be used for whatever.. unfortunately, you could choose whatever and have no money left when money is needed for school.

#108 Mary on 03.10.08 at 12:28 pm

We need to know who the political figure was that was about to be charged in the Liberal Income Trust affair a few years ago, according to the Toronto Star. If someone was guilty and needed to be charged, it should have been done.

#109 Nero Fiddles on 03.10.08 at 12:43 pm

this Govt. is excellent

John G on 03.10.08 11:56 am

You are a riot, are you the spokesperson for the `crowd`, lol.

Last year while I was saying cash is good you were saying everything is under control.

Manufacturing has been in trouble for years, forestry just went down, and with housing on it`s way down that only leaves oil, farming which is now tied to oil, and mining.
Global consumers are tapped out and even more cheap money won`t change the already suffocating amount of debt. The ongoing global contraction from consumer debt will have the effect of leaving us with one industry, oil.
The other option because of the wildcard of trillions in cash sitting idly is global conflict. This will keep our mining industry busy until what, nukes?
No political Party has a plan to avoid either of these two possibilities let alone restoring international investor confidence in Canada but our government is `doing a great job`, rofl.

#110 Greg W., Oakville on 03.10.08 at 12:55 pm

Hi Emilie on 03.09.08 5:55 pm

Are you a critical-thinker?
Are you really informed?

It takes all kinds to make the world go round.
Something worth remembering,
‘Belief in myth avoids the discomfort of thought.’

The PMO is only taxing me.

I don’t like the Steven-gang at all!
I’m looking forward the the next election, hopefully sooner that later.

#111 Stephen Smith on 03.10.08 at 12:56 pm

You it would be great if most people could stay on message with regard to the current article posted by Garth. The current RESP has a 30% only participation rate, that’s a failure at any school I know of. So anything that helps every child reach their maximun potential should be welcomed and encouraged, they are the future and speaking just for myself I want the best future for this country. Its sad to see people who can’t get over their small minded political stripes even at the expense of their country’s betterment in the future or perhaps you just have another agenda you’re not willing to state here regarding educational opportunities for all in this great country.

#112 Bill-Muskoka on 03.10.08 at 1:00 pm

By C. B. Innes on 03.10.08 11:38 am

Glad to hear you read it. I think he is right on, but the speed at which it is now failing is approaching….PLAID! LOL

It, IMHO, is like watching a chemical reaction once the catalyst has been introduced. SUDDENLY things drastically change, and in the world of international monetary funds, that change is not instant, but relatively rapid just the same. If there is another insane excursion into an unwinnable war by the U.S., or Canada, then that may be the binary catalytic agent.

I think you will concur that his points are succinct and insightful?

I also recommend ‘Jared Diamond’s Best Seller ‘Collapse: How Societies Choose To Succeed or Fail!’

There are some very major fiscal items headed towards the brink…Boomers retiring, and infrastructure crumbling. Add to those two alone the continued inflation caused by speculation and greed and soon we will have a critical mass. If that occurs then the Chain reaction will explode expotentially.

A point of interest…I talked with my nephew in the States this morning and the developers are now building small to modest homes again, no more of the big four to five bedroom mulit-story monsters. He is in the Midwest where intelligent people tend to lead the way first for the States.

One thing we know for sure is the MSM will pump it up to support the status quo, because FUD is still their numero uno marketing tool.

Have a good day. Busy here today so have to get back at the work that makes my profit.

#113 Larry on 03.10.08 at 1:03 pm

The TFSA is useless gimmick. Basically, it says the govt wants you to save only $5000 per year, and any return, if any, will not be taxed, any loss in capital cannot not be written off. Well, this is a sweet deal for taxpayers?

Why don’t the govt just let everyone save as much as they are willing to, and to only tax return on investment above a certain threshold?

Won’t this be a more efficient idea?

Just raise the personal exemption.

CRA will not have to spend millions of your tax dollars to track your compiance.

It just make more sense.

#114 Bill-Muskoka on 03.10.08 at 1:08 pm

The question to be answered here is just how far should the government go to bring those on the lowest incomes upto a reasonable standard and what should that standard be?

By James- Chatham on 03.10.08 11:20 am

And, IMHO, the answer is…As far as they need to because one way or the other they will pay for a failed social policy that is not meaningful and solvesthe problems. It must include labour laws, housing costs ceiling, transportation, medical care, and overall stability of the economy. To achieve that there will need to be a serious addressing of the commodities market place, and especially the oil companies who affect all our production capabilities. Likewise, we can no longer allow short term feel good policies, but only those that create a sustainable economy.

Like the old saying goes ‘You can pay me now, or pay me later, but you will PAY!’ That is a reality too many politicians simply avoid at all costs.

Outta here until late tonight.

#115 Greg W., Oakville on 03.10.08 at 1:19 pm

Hi Mr Garth TurnerMP,

The young women beside James Moose kind of look sad. I wonder what she has been hearing dehind closes doors?

Why won’t Steven answere questions?
James Moose is not the PM!

Is PMSH even in the house today?
We need to see more wide TV shots of the House on CPAC! How can we get this to happen?

Thanks Garth, keep trying to do the best for everyone, as you can.

That woman is MP Steven Fletcher’s personal attendant. No, PMSH is not in the House. — Garth

#116 Johnny on 03.10.08 at 1:27 pm

Support RESP’s.

Lets do everything we can do to remove student debt slavery. It’s a great plan and it helps everyone.

#117 Nero Fiddles on 03.10.08 at 1:29 pm

Just in case anyone missed the reason why investors have left Canada.

I can`t believe how disgusted I am by the 10 years of lack of action that has increased youth problems 10 fold,10 years after the report `for the sake` all we have this stalling tactic.

http://tinyurl.com/2hr39w

“although Canada had not incorporated the Convention on the Rights of the Child into domestic law, the Convention’s guiding principle making the best interests of the child a primary consideration in decision-making concerning children should play a role in the government’s decision-making process.’

SHOULD PLAY A ROLE???????????
Well there you go, investors have no faith in our childrens future, consequently no investment but hey John, our governemt is `great`.

no justice, no investment

#118 Greg W., Oakville on 03.10.08 at 1:30 pm

Mr Garth TurnerMP,

Has John BairdMP, environmental minster
See ‘How is all ends’ video series?

http://wonderingmind42.com/

#119 C. B. Innes on 03.10.08 at 1:35 pm

We need to know who the political figure was that was about to be charged in the Liberal Income Trust affair a few years ago, according to the Toronto Star. If someone was guilty and needed to be charged, it should have been done.

By Mary on 03.10.08 12:28 pm

What is interesting is that in the case of the NAFTA leak, the Conservative political staff stands to be protected by the same judical decision.

There is no point in charging someone if there is no law operative under which they could be charged.

#120 Ed Brooks on 03.10.08 at 1:53 pm

By John G on 03.10.08 11:56 am

Must be a very small crowd you run in…

#121 David Bakody on 03.10.08 at 2:12 pm

Gas just hit $107/bb so with the added tax revenue perhaps PMSH will have a change of heart……because it will be even higher soon, and soon we will need all the good educated people we can muster to save us Senior Boomers who are on fixed income….and no I do not want to go back to work and hell y’all would have to pay for me hospital stay and that would be about 100/bb per day in tax revenue….. boys oh boys where are we headed?

#122 A.R.Wainwright on 03.10.08 at 2:17 pm

Seems to me an enlightened government and business community would recognize this. As noted, some countries have…

By Ed Brooks on 03.10.08 9:48 am

Ed, we are not working with great minds. We are working with the GREEDY.
All those jobs moving to China And India?
Who pray tell will be able to buy the products? Especially when everyone over here is out of work or on pension. And who’s going to pay into the pension system if all the manufacturing jobs are in China or India?
BUT! The greedy just don’t care. They have got theirs so the rest of you can go to Hell!
Anybody notice that the CEO’s of the major financial houses have given themselves HUNDREDS of MILLIONS dollars pay cheques, while the companies are going into the CRAP-PER. (Merill Lynch anyone?) I don’t see Mr PMSH saying ANYTHING about this.

#123 Calgary Junkie on 03.10.08 at 2:20 pm

Garth, you guys are setting yourselves up for another future embarassment.

Consider this, not unlikely, scenario:

The Senate amends the Bill. It goes back to the House for a vote. Harper deems the vote a matter of confidence. And once again you guys abstain.

#124 Harry S on 03.10.08 at 2:22 pm

By Ed Brooks on 03.10.08 11:52 am

I’m not a Liberal, so I can’t help you in identifying a Liberal “saviour”.

I have suggested in the past, that it should definitely not have been someone with links to the Chretien administration, which I think the Liberals need to disavow and apologise for.

I think Chantal Hebert suggested Louise Arbour would make an interesting choice…
…………………………………

Exactly my position too, Ed … and that is why I am opposed to a Dion leadership of the Liberal party .. it’s an insult to thinking Canadians. My hope was that Iggnatieff would be the next Liberal leader and renew(purge) the Liberal party of it’s sordid past .. but no, all the old dog Liberals flocked to Dion to protect their interests. Bob Rae was eliminated by the “extremist elements” lurking within the Liberal party and voting for Dion. It’s a total mess now.

Louise Hebert would have been an excellent successor to Martin, but now all she would be is another Liberal from Quebec wanting to be prime minister of Canada. I think it’s somebody elses turn to lead the Liberals like Iggy, Rae, even Dalton McGuinty .. not a very inspiring leadership group.

Perhaps what the Liberals need is to sit in the political wilderness of the opposition benches for 4-8 years and make their comeback as a fully rejuvenated Liberal party .. with our MP Garth playing a prominent role too.

Any other ideas for a new, great Liberal leader ???

#125 Bill-Muskoka on 03.10.08 at 2:43 pm

Another POSP (POS Politician) gets bit by his own actions:

Sources: NY Governor Spitzer to Resign Following Reports of ‘Involvement’ With Prostitution Ring, Faces Indictment

Where do they find these Morons…the local Mafia Restaurant?

#126 Greg on 03.10.08 at 2:47 pm

It seems shortsighted to me to put the onus on parents only to secure our future. We expect the following generation to support us, when we can no longer work ourselves.
Seems to me an enlightened government and business community would recognize this. As noted, some countries have…

By Ed Brooks on 03.10.08 9:48 am

Didn’t you just say a mouthful. Do you remember not so long ago, when generation after generation turned over the family farm, the Barque or the Schooner, the family enterprise whatever it was to the eldest son? Baring that the eldest daughter and or brightest, and most logical mind. Circumstance dictating of course.

The difference then to now, is clearly that the wealth, and the decision then was in the hands of the family/parents. Now, the wealth and the decision as to who gets what, is in the hands of 308 people. Plus countless bureaucrats. For they hold your money, albeit against your will and in most cases, understanding as well.

“He goes back up to the line, holds out his bowl, and asks meekly “Please, sir, I want some more?” The master aimed a blow at Oliver’s head with the ladle; pinioned him in his arm; and shrieked for the beadle.

The board were sitting in solemn conclave, when Mr. Bumble rushed into the room and, addressing the gentleman in the high chair, said, “Mr. Limbkins, I beg your pardon, sir! Oliver Twist has asked for more!” There was a general start. Horror was depicted on every countenance.

“For MORE!” said Mr. Limbkins. “After he had eaten the supper allotted by the dietary?”

“He did, sir,” replied Bumble.
“That boy will be hung,” said the gentleman. “I know that boy will be hung.” Oliver was ordered into instant confinement.

These days, I think they call it youth court.

#127 James- Chatham on 03.10.08 at 2:59 pm

As far as they need to ….

By Bill-Muskoka on 03.10.08 1:08 pm

I agree all those things need to be covered, but just how far?

There is an element of truth in the Harris thinking that social program breads lazy people who become dependant on them. That’s true if the “help” from government is excesive, giving people no reason to help themselves.

On the other hand the “Give him fish, he’ll eat one meal, teach him how to fish, he’ll eat for life,” forgets the fact that he needs to eat while he learns. Certainly not eating is going to be an incentive, but if it takes a while to learn, the person still has to fed? (Social programs etc.)

So where’s the balance?

#128 Kevin M on 03.10.08 at 3:04 pm

Well so much for the RESP plan. Seems flaherty will kill it with the budget implementation act.

Presuming you guys wont go to the mat over education, say sayonara to this bill.

Here’s the video clip of a set-up (cpc to cpc) question in the house today. flaherty explains how he’ll ‘deal’ with the liberal bill.

#129 Joe Calgary on 03.10.08 at 3:07 pm

Well, here’s your chance to put your money where your parties mouth is Garth. The Tories are putting in an ammendment to the RESP bill in the budget to kill it… Guess that means you’ll be voting down the budget eh:)

#130 Marc on 03.10.08 at 3:10 pm

By Greg W., Oakville on 03.10.08 1:19 pm

Who is James Moose? I have never heard of an M.P. with that name. What riding does he represent?

#131 Barb on 03.10.08 at 3:13 pm

This week could be Dions last chance to throw the ball.Will the hail-mary pass be thrown this week with the amended budget up for vote,I wonder.

#132 James- Chatham on 03.10.08 at 3:29 pm

The Senate amends the Bill. It goes back to the House for a vote. Harper deems the vote a matter of confidence. And once again you guys abstain.

By Calgary Junkie on 03.10.08 2:20 pm

I bet Mr. Dion is just waiting for such a move from Harper. Because the LPC will vote for the motion (assuming the Senate hasn’t taken the guts out of it),
the motion passes, but requires Royal Ascent, which of course won’t happen because it will be Harper taking the trip to the GG not this bill.

Come election time, Harper would then be on the defensive about quashing this bill which would have helped the vast majority of Canadians. He’ll also be on the defensive about squandering the surplus, his lack of action on the environment, his sell out of softwood lumber, NAFTA “gate”, etc…etc…etc…

A perfect storm is brewing for the CPC!

#133 Harry S on 03.10.08 at 3:31 pm

If Dion wants to defeat the government on a non-confidence Budget vote, he had better do it this week, because next Monday is not only St.Patrick’s Day, it is also the 4 by-elections.

If Dion brings down the government a week after the by-elections, that would be devastating to those Liberals who won their by-elections .. Rae, Martha H-F in particular.

If Dion votes against the Budget amendments, and is not followed by say 25 Liberal MPs, that will be the end of Dion … quite obviously. Now we watch …..

#134 Pecked to Death by Ducks on 03.10.08 at 3:32 pm

“boys oh boys where are we headed?”
….to use a term that has been programmed into us – we are “going forward”

from today’s USA inventory report – Farm product sales up 73.3%
in a year reflecting steadily increasing food prices

#135 maybe Rhino? on 03.10.08 at 3:33 pm

By A.R.Wainwright on 03.10.08 2:17 pm

Well said…

My bro’-in-law, who supports his wife, and 3 teenage sons, has just been advised his job went to India. He worked for a “well known” North American food company – KRAFT.

Quietly, but surely, jobs are going to “low cost regions”, the middle class is taking a HUGE hit, and the shareholders/owners walk away with the increased profits.

Don’t you just love the “new corporate citizen” attitudes? All they do now is take – forget about giving back to the community. Maybe they will throw a few thousand at local charity for the halo effect, while putting millions in salaries out to developing economies.

BTW, my favorite CEO Villain was John Roth, who was paid $127 MILLION when he left Nortel, and within 3 months the stocks went from $120+ to $1.67. It is beyond me why someone who killed 60,000 jobs, wiped out billions in shareholder equity, still walked away with more money than most will earn in an entire lifetime.

Greedy bastards.

#136 Jonnay on 03.10.08 at 3:46 pm

The pussy CON trolls are too obvious, since they disagree with even the best idea… how can they even be taken seriously?

Btw, taking the PM off-guard with a bill like that is a wonderful sight! His horse may be so high that the fall may be fatal!

#137 Greg W., Oakville on 03.10.08 at 3:52 pm

Hi Marc on 03.10.08 3:10 pm

I misspelled his name, sorry.
It was MP James Moore answering question in question period today, that were put to the PM who wasn’t there. He sites beside MP Steven Fletcher’s.

#138 Scotty on 03.10.08 at 4:07 pm

Liberals should make a non confidence motion on the McDonald Witter Assoc company to prevent the Conservatives (“Sell out Canada Party”) for approving the sale of this company. Why? because Canadian taxpayers has put billions of dollars into space research -satellites (radar) , Canada arm. If the sale takes place what happens to Canada’s ability to use the data ? Will the US prevent the use of this data on the grounds of National security even though the technology was developed by Canada?

#139 David Bakody on 03.10.08 at 4:08 pm

Garth:

Right again, Flaherty is on CBC doing exactly what you stated, trying to kill the RESP Bill. Hello sending submarines west away from a full refit facility less than 50 feet away already paid for, let alone the added revenue for higher gas prices…..in any rate I am willing to bet a week’s coffee that Flaherty has plans to spend even more money, who knows perhaps more $122,000 speeches and few un-tendered defence contracts.

#140 Bill-Muskoka on 03.10.08 at 4:26 pm

So where’s the balance?

By James- Chatham on 03.10.08 2:59 pm

Please re-read what I said regarding the need for ‘effective programs’.

If I designed them they would be based on a cooperative effort between industry, government, and the recipients. No more of the throwing money at the program for a feel godd approach, but rather a serious, long term program that truly takes those needing help and provides it ABOVE the poverty live.

Those who can be trained, work, and become productive would be, and those who cannot would be supported properly and fairly.

No more ‘Boot Straps’ mentality. Let’s DEAL with reality for once. It is called humanity, not a line in a budget.

Real people getting REAL solutions that WORK! Guidleines? Absoluteluy, but flexible ones that treat people like human beings, not mere statistics. Layout the program, explain the progression people will go through, and be about DOING IT!

If the military can take a raw civilian and turn them into a soldier, why can’t we take a Loser and turn them into a productive, happy, citizen that contributes to society? Or we can take the U.S. approach and build more prisons which cost a helluva lot more to build and operate than such a program would.

Teach a man to fish and you will feed him for a lifetime…or a woman, or a youth!

Then make sure that industries stay around to provide the jobs. No more tax breaks without long term commitments.

Change we can believe in!

Do YOU believe?

#141 MjH on 03.10.08 at 4:29 pm

Another Liberal plan that favours the rich. The NDP should be furious and reject this tax avoidance plan. How can the working poor contribute to such a plan?

#142 keith phibbs on 03.10.08 at 4:31 pm

Harry you should be worrying about your guy going to jail.

The Chuck Cadman affair—from someone who was there
How different the Tories’ current story is from that of former Harper chief adviser Tom Flanagan, who briefly wrote about the Cadman incident in his 2007 book
John Geddes | Mar 10, 2008 | 9:35
http://www.macleans.ca/article.jsp?content=20080310_093557_2860

#143 C. B. Innes on 03.10.08 at 4:48 pm

James- Chatham on 03.10.08 3:29 pm,

Flaherty says he plans to use the budget implementation bill to kill the RESP bill.

#144 Charles Oxley on 03.10.08 at 5:40 pm

By give me a break on 03.10.08 9:17 am

Diff’rent folks, diff’rent strokes.

My wife and I have always kept at least $7,500 in a separate, high-interest savings account, in the event I were ever to lose my job, there would always be something to fall back upon.

Now I’m on a permanent disability pension from the feds., we still maintain that account on the off-chance that if the economy takes a tumble, we won’t be in as bad a state that other folk would be.

With the ever-increasing cost of food, fuel, etc., it would be extremely prudent to increease that amount.

Also, we live a very frugal, simple lifestyle (our choice). Our MCard is paid off each month, the mtge. finished in the early ’80s and we have a debt-free life.

It takes an awful lot of bloody hard work to achieve this — I have been on at least nine different shifts in the printing trade — but the end result is well worth it.

I suppose that harpo and dim jim have an eternal “pollyanna” view of life in Canada — the sun always shines, no one ever gets let go from their job, there’s more than enough work to keep our bellies full so there is no need to have an emergency fund to fall back on, etc., etc.

So much for bare-faced lying cheats.

#145 Ford on 03.10.08 at 5:44 pm

MJH…I don’t think this plan necessarily favours the rich. This plan gives an nice incentive to those who might otherwise not save for their child’s education. Every little bit helps. That being said, it unfortunately appears that this Bill will not come into effect under the current government.

#146 Ed Brooks on 03.10.08 at 5:54 pm

We must run with a different crowd Ed. Most if not all of our friends and associates think this Govt. is excellent. As a matter of fact, even some diehard Liberals I know admit Harper is doing a great job.

By John G on 03.10.08 11:56 am

Must be a very small crowd you run in…

By Ed Brooks on 03.10.08 1:53 pm

John, my earlier response was flip and tongue in cheek, but seriously…

What’s your measure of success and doing a great job?

After 2 years of government and reducing the GST twice, what do the Conservatives have to show for it? In virtually all the polls, they have not improved one iota from election night in comparison to the Liberal party.

And, that’s in spite of being compared to a party that according to many Conservatives who post here is filled with crooks and scoundrels, led by a man who is subject to derision and ridicule on a daily basis.

That wouldn’t be my definition of success.

I see what has happened in the last two years as a squandered opportunity. Conservatives could have done much better. Unfortunately, Mr. Harper and the people around him have taken a bunker mentality, and consider everyone to be an adversary.

Excellent Government? Great Job? It sure doesn’t show when you look at voter indifference to the two parties.

Statistically tied with a party of rogues and scoundrels, led by a milquetoast. Great definition of excellence…

#147 James- Chatham on 03.10.08 at 6:00 pm

Do YOU believe?

By Bill-Muskoka on 03.10.08 4:26 pm

Sounds like a plan to me, and a good one at that.

The problem, each successive government tinkers, or if its an Harris type, driven by ideology, takes the chain saw to programs. Either way, they are only looking short term.

#148 Judy on 03.10.08 at 6:08 pm

MJH: How can the working poor contribute to Flaherty’s so-called generous after-tax saving plan? Or the RRSP plan?
The new RESP plan gives parents a choice–put their savings, as meager as they may be, into a plan that will benefit them right now, through an income tax deduction, and benefit their children in the future, via less or no student debt.

#149 Charles Oxley on 03.10.08 at 6:35 pm

A friend e-mailed me this video today. I am neither pro-Clinton nor Obama, nor do I care who wins the US election.

However, some may be so here it is.
———————————————————————————–
Obama and the future of the US Military

This is the scariest 51 seconds of video I have seen in a long, long time.

http://www.youtube.com/watch?v=dl32Y7wDVDs

#150 MB on 03.10.08 at 6:43 pm

Dear Garth,

I received a 2nd Senatorial reply to the email I sent the other day to all Senators through the website http://tax-free-resp.blogspot.com/

The reply was from Senator Michael Fortier and reads as follows:

From: [email protected]
Date: March 10, 2008 10:25 AM
To: Mark Brown
Subject: RE: I support making RESPs tax deductable!

Dear Sir:

On behalf of the Honourable Michael M Fortier, Senator and Minister of Public Works and Government Services Canada, thank you for your email of March 8, 2008.

Rest assured that your email has been brought to Mr. Fortier’s attention. He appreciates your taking the time to write and he has made careful note of your e-mail.

Yours sincerely,

Francine Carrier
Executive Assistant

—————-
De : Mark Brown [mailto:[email protected]]
Envoyé : 8 mars 2008 09:20
À : ALL THE SENATORS
Objet : I support making RESPs tax deductable!

Dear folks,

As a Canadian who has been contributing the maximum amount of funds to my 12 year old son’s education into a RESP for the past 9 years I am fully aware of the benefits of this existing program and won’t hesitate to contribute the maximum amount even if this excellent legislation does not pass.

Besides giving income earners an even bigger incentive to sock away money for their chilren’s education it also gives additional added benefits that are sorely lacking in Canadian society, namely SYSTEMATIC SAVINGS.

The advantage that RESPs provide in terms of systematic savings over RRSPs is that Parents and Guardians are more easily motivated to do things for their children than they are to do things for themselves (education savings as opposed to retirement savings).

The soon-to-be beleagured financial services industry will have a new and effective tool in their toolchest to convince Canadians to conduct systematic saving for their children thereby stabilizing the blow to the volatile stock markets in the upcoming months and years as the full effect of the sub-prime mortgage problem works itself out.

On top of that there is the benefit that this saved money will be going towards higher education that will be of benefit to the students of future generations in this the information/communication age.

There are only benefits to this tax-deductable RESP becoming law as I see it.

I cannot think of one ptifall with this proposed legislation which makes me nervous.

Nothing could be this good!

Sincerely,
Mark Brown

I truly appreciate the fact that two Senators, Sen. Sharon Carstairs and Sen. Michael Fortier, have taken the time to acknowledge my email.

Sincerely,
MB

#151 David Bakody on 03.10.08 at 7:09 pm

By Stephen Smith on 03.10.08 12:56 pm

Well spoken, Smitty, for those who have written words of disapproval perhaps it is best to say, good luck in raising your children in grandchildren. There are reports coming from south of the border stating higher numbers of high school drop outs and even less enrolments into universities and colleges due to loose jobs as more and more manufacturing is sent offshore, so kids see no hope for their future. This plan for Canadians will allow families a chance to truly let their children do better, it gives the children a reason to excel and the parents a reason for saving. Cut the BS about working families not being able to afford it, life is what you make it and if your children are a priority and you have a chance to help them there is hope in a RESP. The first year of university is all the encouragement most children need to do well in high school. We have a chance to set world standards in education all we need now is will to try and believe in our children and grandchildren. I believe they are worth it, do you?

#152 Georgine on 03.10.08 at 7:55 pm

By Greg W., Oakville on 03.10.08 1:19 pm

SH is in Vancouver picking up tips and tricks from my Prem. Gordo( drunk driver) Campbell. He will come back to Ottawa raving about the BC Liberals and how green they are and how reasonable etc etc.
Probably picking his seats for Olympic Hockey Games while he’s at it. They are hanging out at the Westin Bayshore on Georgia St. Press is welcome for photo’s only.

Meanwhile the BCRAIL/Legislature Raid of 2003 continues to drag along in the BC Supreme Court into it’s 4th year, because Gord is hiding behind Parliamentry Privilege and won’t release evidence to the defence. You won’t read much about it in the papers; Canwest (Canned Waste, 27? papers in Canada, plus TV etc etc) refuses to write about it or send reporters to the Court House.

Oh yeah, Steve very much likes our new green carbon tax. Once it was explained to him and Baird and Flaherty just how much they can grab of it.

And I’ll quote Bill Tieleman:

The gasoline tax is an expensive publicity stunt that will cost you not only at the pumps but on B.C. Ferries, with air travel and transportation shipping fees, and will have a multitude of other extra expenses – without reducing consumption at all.

The $100 “Climate Action Dividend” cheque eaach one of us will get, once, is simply a bribe to make you forget you are being hosed as the government adds $1.8 billion in revenue to its coffers while it gives huge tax breaks to banks and businesses. And don’t forget it is creating expensive new bureaucracies that won’t likely save a single polar bear from global warming…

After all, gas prices have gone up 40 cents a litre in the past four years in B.C. – has that cut down driving and pollution? No.

So when you head to the pumps remember whose hand is in your pocket.

They are touting this gasoline tax, starting at 2.4 cents a litre in July and rising to 7.2 cents in 2012, as revenue neutral and will help reduce consumption. Don’t believe it for a minute. Everything The Gorderator does, much like his good buddy SH (party labels are such a bore) hurts those who can least afford it and now stepping on it harder once again on those who can, just barely, if they give up something else ,like families with kids, that great big pool of untapped riches…your average, regular, ordinary, hardworking, stressed, frustrated people.

Gordo looks on the people of BC as your average whiner from Calgary looks on the oil sands… they are there to be drained. And he has years of practice on young Steve Boy. And he’s buddies with the Arnold. Steve likes that too.

It’s raining here. But warm, about 10/12c. No snow in a couple of months to speak of and everything is blooming and pushing up fresh new green. Cherry trees are amazing. Beats the hell out of the latest storm back east. With any luck he’ll not make it back for a while. Maybe he could drop in on Dona Cadman while he’s here.

Geo

They both disgust me, Gord and Steve do.

“Fascism should more appropriately be called Corporatism because it is a merger of State and corporate power.”
  – Attributed to Benito Mussolini (1883-1945), Fascist Dictator of Italy

#153 Lana on 03.10.08 at 7:56 pm

Obama and the future of the US Military

This is the scariest 51 seconds of video I have seen in a long, long time.

http://www.youtube.com/watch?v=dl32Y7wDVDs
By Charles Oxley on 03.10.08 6:35 pm

Charles, thanks for sharing this link. Unfortunately, adding comments has been disabled for this video.

I liked what I heard. Why do you find it scary?

#154 MjH on 03.10.08 at 8:05 pm

Staggering that the NDP could vote for such a Plan and for corporate welfare for the auto industry. Have they no scruples??

#155 Harry S on 03.10.08 at 8:23 pm

Harry you should be worrying about your guy going to jail.

By keith phibbs on 03.10.08 4:31 pm
………………………………….

You wish .. but currently the Liberal party is being led by a proven leadership failure .. and this is confirmed in poll after poll after poll … Dion is rejected by 85% of all Canadians and 90% by Quebecers.

What more do Liberals need to get rid of Dion …??!!!

#156 MjH on 03.10.08 at 8:29 pm

Judy: All savings Plans favour high income earners–dah!!

#157 SJ on 03.10.08 at 9:03 pm

Obama and the future of the US Military

This is the scariest 51 seconds of video I have seen in a long, long time.

http://www.youtube.com/watch?v=dl32Y7wDVDs
By Charles Oxley on 03.10.08 6:35 pm

Charles, thanks for sharing this link. Unfortunately, adding comments has been disabled for this video.

I liked what I heard. Why do you find it scary?

By Lana on 03.10.08 7:56 pm

I agree, no nukes in space, no nukes on the ground? How is that a bad thing? I’m all for it. I don’t care to much about the american election either, but I think I do prefer obama over hillary. In either case, as long as the crack head that is in there now is gone, we can all sigh in relief.

#158 Bill-Muskoka on 03.10.08 at 10:53 pm

Either way, they are only looking short term.

By James- Chatham on 03.10.08 6:00 pm

AHA! The TRUE problem has been exposed! Now, what can WE do about it? It is too late for long comments. Tomorrow, same topic, same blog! LOL

#159 Charles Oxley on 03.10.08 at 11:15 pm

By Lana on 03.10.08 7:56 pm
By SJ on 03.10.08 9:03 pm

Sorry to be a little late back with this.

I forwarded the link on — the “scary” part was typed by someone else.

I figure the reference would be to China, since they are getting quite adept at developing rockets, traveling in space, etc.

I read a report a few days ago that said for every nuclear capable sub that the US builds, China builds three — either at the same speed or quicker.

My guess is if the US and their allies attack Iran, Russia (first), then China would strike back very quickly, with China being the unknown quantity.

Bear in mind that Canada IS one of America’s allies, so depending on who is running the show in Ottawa, if it’s harpo then clearly we go to war; if it’s Dion, he may withdraw our troops and send them somewhere else.

There is so much going on in the world at today’s breakneck pace; most, if not all of it happens behind a veil of designed secrecy and hence, the average folk know little to nothing as to what is really happening.

#160 Bill-Muskoka on 03.11.08 at 10:46 am

Kill RESP bill or go to polls, Liberals told

Oh Yeah? BRING IT ON DIM JIM…BRING IT ON!, and tell your Boss to take that walk acorss the street to see the GG.

While you’re at it, pack your bags Jimmy, cause you’re HISTORY!

Canadians weigh in on NAFTA: 45 per cent of respondents think trade agreement should be renegotiated, new survey finds

A new poll by his firm found that 51 per cent of Canadians think the United States has been the big winner in the trade agreement. Only 8 per cent think Canada has come out ahead of its two trading partners – the U.S. and Mexico.

Aned while you’re at it…SMACK Polution Boy, Baird, up side the head.
U.S. May Protect Oil Sands

Again, the corrupt politicians can’t find their balls to do what it right!

#161 Men With Hats on 03.11.08 at 2:50 pm

Finally the all idiot party (con-bots) have hoisted themselves on their own petard .
Canadians by a massive majority want the RESP plan designed by the Liberals .
It is actually responsive to their needs .
The demented little leprechaun Flaherty does not have the brain power to come up with a bill this substantial and relevant .
I hope and pray they make this a confidence vote as they will lose massively .

#162 Men With Hats on 03.11.08 at 3:01 pm

Bill :
Harpo can walk to the GG’s residence all he wants but the fact is the next election is scheduled for 09′ . By law .
The opposition has to trigger the next election .
FYI

#163 Scotty on 03.12.08 at 10:28 am

“My guess is if the US and their allies attack Iran, Russia (first), then China would strike back very quickly, with China being the unknown quantity. “By Charles Oxley on 03.10.08 11:15 pm

Do you think China or Russia would defend Iran and risk their populations with nuclear attack??? I don’t think so so don’t be foolish . If the Americans attack Iran it would only destroy the Iranian nuclear reactors (Given that, Iran has ignored the UN and European Union for nuclear inspections/inspector teams ) not the oil fields where China gets some of their crude from . China also gets crude from Canada and Chinese state companies have been actively investing in Canada energy sector like the Dubai gov’t and its very recent purchase of Pengrowth INCOME TRUST. So you think China will attack Canada given that some of their oil imports come from Canada (like Iran) and with the Tar sands increase oil production (where most of Canadas oil will come from in the next 20 yrs) China increase needs for oil from Canada will increase not decrease in the near future.Even Russia is forcing Iran to accept UN nuclear inspectors . Russia will not back Irans side just like when Isreal attack the nuclear facilities in Iraq. The French and the Russians did nothing. At that time Iraq was the 5th biggest military. UN arms inspector teams after the first gulf war said that after Isreal attack on the Iraqi nuclear reactors in the mid 80’s caused the Sadaam nuclear program to be delayed for 20 yrs .

Now if US attack North Korea ..China will defend North Korea ..China has already declared this and has been China’s intention since the 50’s. Just like if China attacks Taiwan or Japan ..US will defend these two countries also. China knows that.